Guided by an investment process that has produced consistent performance, we aim to maximize risk-adjusted returns. Koenig Investment Advisory reports performance in easy-to-understand annual reports that include dollars, percentages, and relationships to industry benchmarks.
You have the right to know how your portfolio is performing. While many firms avoid sharing this information, we make it easy for you to access your account and performance data at any time through online access to your account. In addition to sending you monthly statements by mail or an online service, we provide annual performance reporting for all client accounts. Smaller accounts with no activity in a given month may receive quarterly rather than monthly statements.
We follow stock and mutual fund holdings through research and analysis, identify low-risk plays, and inform clients of the rationale for our decisions on an ongoing basis. We actively manage all portfolio holdings, making shifts and changes incrementally based on both market activity and client goals. Portfolios are diversified with a broad array of assets. Asset classes typically include large cap individual equity holdings and both US- and internationally focused no-load mutual funds covering a wide range of asset classes.
Accounts with balances above $100,000 frequently include individual stocks in their portfolios as their size often allows for individual stocks while still maintaining proper diversification. Primarily held by clients quite a few years away from retirement, growth-oriented accounts are managed differently from income-oriented accounts, which are held by clients who need income generation from their accounts. Fixed-income portfolios include both US- and internationally focused holdings.
On a risk-reward basis, the best place to be positioned is one where the sector is periodically evolving. Market sectors typically move through multi-year cycles. We actively provide optimal portfolio weightings that consider the current position of sectors as they cycle through periods of varying returns. Our broad allocation process, sector weightings, and attention to changes within the market are key components of how we manage money.